Question by Paul: Would it be better to buy health insurance before or after the new health care legislation passes?
I’m a healthy young person with no pressing need for any health care right now. I want to buy health insurance, but I don’t know if I should wait until after the health care legislation passes.
Will premiums likely be higher or lower afterwards? Will I be able to cross state lines to buy health insurance afterwards? These are just two examples, but I’m interested in ANY factors.
Answer by Zarnev
Nobody really knows the answer to your questions because the final bill hasn’t been presented as of yet. The Rebulicans want to be able to buy across state lines but the Democrats don’t and they’re not listening to anything the Republicans say, and buying across state lines has not previously been in any versions of the bill. Anyone that knows anything about health insurance will tell you that the premiums will go up because there is little in the bill that actually reduces health care costs. However, don’t hold your breath because if and when the bill passes the only immediate effect will be an increase in taxes; the insurance won’t be available until 2014. The current projections are 10 years of taxes to pay for 6 years of benefits.
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