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Question by BekindtoAnimals22: How bad will the insurance coverage get under the Affordable Health Care Act? Mine just keeps getting worse?
Its now been changed to only cover 70% rather than 80%. The copay and deductible are higher. The notification said that the company I worked for was being pressured to reduce costs due to the Affordable Health Care Act. So now I guess I need a supplemental health insurance policy. I guess that looks better on Obama’s statistics but it sure doesn’t help the people who need insurance. How does that save me money? Why does anyone support this bill? It stinks.

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Answer by wider scope
Much worse than it has been even under Clinton’s managed care. Expect services and treatment to be further cut, as well. Pretty soon, we’ll all be standing in line at Wal-Mart for our yearly exams. I sometimes wonder if Clinton’s legislation, which he, also, promised would give us lowered costs and better care, wasn’t a set up to turn things so bad that the naive would call uncle. One thing is for sure, Clinton created such a mess that it now needs to be fixed on OUR behalf. No doubt that Bill’s promises fell flat. Expect the same out of Obama. Liberals are transparently dishonest.

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Question by BekindtoAnimals22: How bad will the insurance coverage get under the Affordable Health Care Act? Mine just keeps getting worse?
Its now been changed to only cover 70% rather than 80%. The copay and deductible are higher. The notification said that the company I worked for was being pressured to reduce costs due to the Affordable Health Care Act. So now I guess I need a supplemental health insurance policy. I guess that looks better on Obama’s statistics but it sure doesn’t help the people who need insurance. How does that save me money? Why does anyone support this bill? It stinks.

Best answer:

Answer by wider scope
Much worse than it has been even under Clinton’s managed care. Expect services and treatment to be further cut, as well. Pretty soon, we’ll all be standing in line at Wal-Mart for our yearly exams. I sometimes wonder if Clinton’s legislation, which he, also, promised would give us lowered costs and better care, wasn’t a set up to turn things so bad that the naive would call uncle. One thing is for sure, Clinton created such a mess that it now needs to be fixed on OUR behalf. No doubt that Bill’s promises fell flat. Expect the same out of Obama. Liberals are transparently dishonest.

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Health Insurance Exchanges: Health Insurance ?Navigators? and In-Person Assistan
$19.87
End Date: Wednesday Dec-6-2017 3:25:23 PST
Buy It Now for only: $19.87
Buy It Now | Add to watch list

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Question by Evelyn: Why can’t I use my FSA card for over the counter purchases under new health care law?
The new health care law requires me to have a script from my doctor to purchase over the counter medication like aspirin or allergy medication. So I bother my doctor via a phone call or sometimes even pay for a visit just to get a script for something that can be bought over the counter. How is this a good use of my money that I have set aside in this account to cover my medical costs.

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Answer by Jay
There was too much cheating. Blame the people who abused it.

The good news is that you can still buy with cash/check/credit card/debit card and submit your receipts. You don’t need to bother the doctor, although you do need to deal with submitting.

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Question by Kiran C: Since Vermont is first to post the premiums under Obamacare, are these prices that we expected?
“Vermont’s insurance exchange will be served by two companies, MVP Health, based in Schenectady, New York, and Blue Cross Blue Shield of Vermont. ”

“Without the subsidies, premiums would start at $ 202 a month for a single person under 30 buying a stripped-down ‘catastrophic’ plan sold by MVP Health, according to the statement released yesterday by Vermont. ‘Platinum’ coverage for an entire family, the most expensive available, would cost $ 1,728 a month from MVP or $ 1,698 from Blue Cross Blue Shield. ”

These are the after prices for the Affordable Care Act. What are the before prices?

http://www.bloomberg.com/news/2013-04-01/vermont-s-first-look-at-insurance-exchange-rates-shows-savings.html

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Answer by Flower
Insurance premiums are regional or local, oversight is by each state. We dont know what the insurance exchanges in other states will offer yet. You should give all the rates, not just a couple of them. And you should give the tax credit subsidy people will get next year.

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Health Insurance Exchanges Under the Patient Protection and Affordable Care Act (ACA)

Health Insurance Exchanges Under the Patient Protection and Affordable Care Act (ACA)

The fundamental purpose of a health insurance exchange is to provide a structured marketplace for the sale and purchase of health insurance. The authority and responsibilities of an exchange may vary, depending on statutory or other requirements for its establishment and structure. The Patient Protection and Affordable Care Act (ACA, P.L. 111-148, as amended) requires health insurance exchanges to be established in every state by January 1, 2014. ACA provides certain requirements for the establishment of exchanges, while leaving other choices to be made by the states.

Qualified individuals and small businesses will be able to purchase private health insurance through exchanges. Issuers selling health insurance plans through an exchange will have to follow certain rules, such as meeting the private market reform requirements in ACA. While the fundamental purpose of the exchanges will be to facilitate the offer and purchase of health insurance, nothing in the law prohibits qualified individuals, qualified employers, and insurance carriers from participating in the health insurance market outside of exchanges. Moreover, ACA explicitly states that enrollment in exchanges is voluntary and no individual may be compelled to enroll in exchange coverage.

Exchanges may be established either by the state itself as a “state exchange” or by the Secretary of Health and Human Services (HHS) as a “federally-facilitated exchange.” A federally-facilitated exchange may be operated solely by the federal government, or it may be operated by the federal government in conjunction with the state, as a “partnership” exchange. All exchanges are required to carry out many of the same functions and adhere to many of the same standards, although there are important differences between the types of exchanges. States had to declare their intentions to establish their own exchange no later than December 14, 2012; to date, 17 states and D.C. have received conditional approval from HHS to operate a state exchange. States interested in pursuing a partnership exchange must declare their intentions no later than February 15, 2013.

ACA and regulations require exchanges to carry out a number of different functions. The primary functions relate to determining eligibility and enrolling individuals in appropriate plans, plan management, consumer assistance and accountability, and financial management. ACA gives various federal agencies, primarily HHS, responsibilities relating to the general operation of exchanges. Federal agencies are generally responsible for promulgating regulations, creating criteria and systems, and awarding grants to states to help them create and implement exchanges.

A state that is approved to operate its own exchange has a number of operational decisions to make, including decisions related to organizational structure (governmental agency or a nonprofit entity); types of exchanges (separate individual and Small Business Health Options Program (SHOP) exchanges, or a merged exchange); collaboration (a state may independently operate an exchange or enter into contracts with other states); service area (a state may establish one or more subsidiary exchanges in the state if each exchange serves a geographically distinct area and meets certain size requirements); contracted services (an exchange may contract with certain entities to carry out one or more responsibilities of the exchange); and governance (governing board and standards of conduct).

In general, health plans offered through exchanges will provide comprehensive coverage and meet all applicable private market reforms specified in ACA. Most exchange plans will provide coverage for “essential health benefits,” at minimum; be subject to certain limits on cost-sharing, including out-of-pocket costs; and meet one of four levels of plan generosity based on actuarial value. To make exchange coverage more affordable, certain individuals will receive premium assistance [...]

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Walker, Other GOP Governors Reject State-Run Healthcare Exchanges Under
Wisconsin Governor Scott Walker has refused to implement a state-run health care exchange, defaulting to a federally-run exchange in protest of the federal health care law known as "Obamacare." Tea Party groups had pressured Walker to reject the …
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Senate president to create select committee on federal health care law
Incoming Senate President Don Gaetz, who will officially take the gavel tomorrow, will create a select committee on the the “Patient Protection and Affordable Care Act,” the federal health care law that he and other Republicans were banking on being …
Read more on Palm Beach Post

NC and SC pursue different directions for new health care law
North Carolina and South Carolina governors are making different decisions when it comes to dealing with one part of the Affordable Care Act. S.C. Gov. Nikki Haley said she wanted no part of setting up health care exchanges, websites that consumers …
Read more on WSOC Charlotte

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Under Obama or Romney.wmv

Any Questions??? They say a picture is worth a thousand words. This is how I see things going as it stands today given all that has happened up until now. Let’s recap! November 2008, President Obama then Senator Obama gets the nomination for President of the United States. The following year in February 2009, Barack Obama is Inaugurated and sworn in as President. That very same day, Republicans hatched a plan to defeat President Obama: Obstruct, Delay and Do Nothing. That same year, President Obama and the Democrats introduced a bill that would help improve the failing healthcare system in our country called the Affordable Care Act. During that year, Republicans went on the defensive, telling their constituents that this bill would “Kill Grandma”. Although the bill passes in the Democrat controlled House of Representatives, it is blocked by Senate Republicans by the process known as the FILIBUSTER. Even though the Senate had a Democratic majority, it fell short of the 60 votes needed to break the filibuster. By the end of 2009, it became clear as to the Republican’s true intentions when Mitch McConnell stated that the Republican’s “Single most important objective was to make Barack Obama a one term President”. In 2010 we as a nation found out that they meant what they were saying. The filibuster would hereafter be used, more than any other President in HISTORY, to stop legislation being passed from the democratically controlled House of Representatives thereby slowing

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Feds to cover 9/11 cancers under Zadroga Act

The federal rule change will allow sick rescue and recovery workers to receive compensation for their cancer treatment as well as pain and suffering for the first time in the 11 years since the attacks. Signed into law in January by President Obama, the Zadroga Act recognized the need to provide healthcare and compensation for first responders who responded to the 9/11 tragedy and worked down there for months, progressively getting so sick that they had to leave their jobs and as a result, were in dire financial straights, says attorney Troy Rosasco of Turley, Redmond, Rosasco and Rosasco, LLP in New York. Congress set up a special fund of .5 billion, with .5 billion towards medical care and .8 billion towards compensating those who lost earnings and for pain and suffering. Up until now, the prior law covered a myriad of respiratory and digestive disorders and within the law, there was a provision that said they d continue to study other health programs and see if cancer could be added, says Rosasco. Following a group of New York firefighters, the research showed they had a 19% higher rate of cancer and as a result of this study, they decided to add almost 50 different cancers to the eligibility list of the covered conditions, Rosasco says. He notes that it is very hard to tell at this early point how many people this will affect, as people are just now calling as a result of this announcement. The focus of the victim s compensation fund is to look at which specific
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HHS takes steps toward protecting transgender people under health-care law
“This is a population that's very underserved and in need of a lot of health care,” says M. Dru Lavasseur, a transgender rights attorney at Lambda Legal, an advocacy group based in New York. “This HHS letter sends a message that we need to address its …
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Healthcare a Star on DNC's First Night
"When President Obama made healthcare a right, not a privilege, for all Americans, that was a change that brought hope to millions," said Rep. Carolyn Maloney (D-N.Y.). "Women are beginning to get the preventive services they deserve …. if they get …
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Paul Ryan: What are his health care policy positions?
Ryan, who has served as House Budget Committee chairman since the Republicans took control of the House of Representatives in 2011, has advanced plans to control federal spending by restructuring both Medicare, the health insurance program for the …
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