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Diana Dooley, California’s Secretary of Health and Human Services, the agency responsible for implementing healthcare reform discusses the impact of Thursday’s US Supreme Court ruling on The Affordable Care Act. The historic ruling enables California to continue its expansion of the state’s Medi-Cal program and create a health insurance exchange. An estimated 7 million uninsured residents will need to find insurance when the individual mandate is enacted.
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I was shot in the chest after leaving a hospital one night, where I worked as an Operating Room Technician & Surgical First Assistant helping people -a lifelong passion of mine- in 1997. The bullet remains over my left lung and without some kind of medical assistance to have this bullet removed, I will die soon. I’ve applied for every kind of assistance I could find and have found no government or private entities who will help me, all to no avail. Even Medicare denied me my benefits, regardless of the fact that that I paid into that heavily for the many years that I was employed (I now live in Colorado, only to find that, for some reason Colorado doesn’t even offer Medicare to single adult men – which should be discriminatorily illegal). In any event, I’ve freely helped people all my life and now, now that I’m the one who desperately needs some help and there is none…? Anybody in our society would think that if they were shot in the chest by some random criminal, that there would be *some* kind of assistance available to them, but there is not I can barely walk, don’t eat much & am badly malnourished. My mother is going out of her mind seeing me like this and I fear that I won’t live much longer. My family & friends will be more than happy to prove to anyone out there who is interested in helping another human being, that I am *very* real, my story is true & I am running out of time… I made this video tonight in a last-ditch effort to save myself from dying at age 44
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Philadelphia, PA (PRWEB) June 07, 2012

While there are still a few weeks left until the official start of summer, pet parents from coast to coast are already looking for ways to beat the heat. Restricting outdoor exercise and keeping cool in the shade are not just helpful hints for humans who want to stay healthy in the heat theyre good ideas for pets, too! Petplan, Americas No. 1-rated pet insurance company, reminds pet parents to take extra precaution in keeping pets safe as thermometers spike.

Four-legged friends face many of the same dangers associated with hot weather that humans do, but the most dangerous is heat stroke, or hyperthermia.

“Hyperthermia is an extremely serious condition, not only because it can do permanent damage to a pets health, but also because it can progress so rapidly, says Dr. Jules Benson, Vice President of Veterinary Services for Petplan. A dog’s normal temperature usually peaks at around 102.5 degrees Fahrenheit, but when it reaches 105-110 degrees, this can lead to coma, organ dysfunction and even permanent brain damage or death. Signs of heat distress can be subtle, so watch for restlessness with excessive panting, salivation or drooling.

If your pet shows signs of hyperthermia, seek immediate veterinary care. Intravenous fluid therapy and professional monitoring and support are often crucial to ensure your pet makes a full recovery, Benson says. On the way to the vet, you can help cool your pet gradually by placing wet towels on the back of his neck, under his arms and in his groin area while in an air-conditioned car or cool, shaded area.

The veterinary care required to treat a severely hyperthermic pet can be extensive, not to mention expensive. According to Petplan claims data, veterinary costs for heat stroke average $ 1,417 per incident, and some overheated pets end up with vet bills topping $ 4,330.

Learning to reduce the chances of a hyperthermic event can keep your pet and your family budget focused on fun. With an eye on prevention, Petplan offers the following tips to help Fluffy and Fido stay healthy in the heat:


In the hot seat: Never leave a pet unattended in a vehicle, even on days that don’t seem too hot to you. A 2005 Stanford University Medical Center study showed the temperature inside a vehicle, even with windows cracked, rose an average of 40 degrees in an hour, most of that within the first 30 minutes.

Hydration nation: Always have fresh water available for your pets during hot days, whether youre indoors or outside. If youre embarking on outdoor activities with your pet, remember to bring extra water and a container for him to drink from.

When the temp soars, head indoors: Avoid exercising or playing with pets outdoors during peak times of day. Plan any outdoor activities either early (before 11 am) or late (after 6 pm) to keep everyone cool and comfortable.

For more information on protecting your pet from summer heat or to learn more about pet health insurance, visit http://www.GoPetplan.com.

ABOUT PETPLAN

Top-rated pet insurance provider, Petplan, is the only pet insurance company to have been included on Inc. Magazines list of 500 fastest-growing, privately held companies in America. Petplans fully customizable dog insurance and cat insurance policies provide coverage for all hereditary and congenital conditions for the life of the pet as standard, and meet the coverage requirements and budget for pets of all/any age. Petplan policies are underwritten by AGCS Marine Insurance Company, a member of the Allianz Group, rated A+ by A.M. Best (2010). For information, about Petplan pet insurance, visit http://www.GoPetplan.com, read the Petplan Pet Insurance Blog, or call 1-866-467-3875.







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Madison, Wis. (PRWEB) June 13, 2012

According to a recent PNC Bank study, more than 60 percent of small business owners are currently projecting that their sales will increase over the next six months. Accordingly, a third of small business owners expect that because of increasing sales, they will hire at least one full-time employee over the next six months. BizFilings, a leader in online incorporation and a supporter of small businesses, wants small business owners to be fully prepared to embark on the hiring process and is offering tips to prepare a small business for hiring.

According to BizFilings, hiring an employee can impact the bottom line of a business, its important to make sure that a business is fully ready for hiring new employees. To assist entrepreneurs during this time of growth, BizFilings presents three important things small businesses should be aware of before hiring employees that will position them for a successful future.

Apply and obtain all necessary licenses, permits and insurance before hiring. Different small businesses require different paperwork, and theres no better time to get that squared away before bringing another person onboard. Additionally, some businesses will require employees to have licenses (often that are separate from the business itself). Insurance is also crucial for small businesses workers compensation insurance is mandatory for any small business, while disability insurance (which covers eligible employees for non-work-related sickness or injury) is required for small business in only certain states.

Be prepared for payroll taxes. When an employee is hired at a small business, various types of new tax obligations, as well as payroll tax deductions, arise. For example, federal and state taxes generally are withheld from employees wages, along with half of FICA taxes. Small business owners typically must pay the matching half of FICA taxes as well as federal and state unemployment taxes. Payroll taxes can become even more complex if there are different forms of employee compensation such as tips, expense reimbursements or retirement contributions. For more help with payroll taxes, refer to IRS Publication 15, the Employers Tax Guide, to understand tax obligations as an employer.

Consider incorporation to protect your business. According to BizFilings, there are many tax breaks that can come from incorporating a small business. Incorporation provides liability protection giving a layer of protection between employers personal assets and business debts. Hiring employees is an important next step for small businesses but incorporation is a crucial step to help mitigate risk for the next phase of a business.

Entrepreneurs are making this country better by providing an increasing number of jobs, and its no surprise that the second half of 2012 is projected to continue that trend, says Karen Kobelski, member of the executive leadership team at BizFilings. Its important for small business owners to make sure that theyre covered in case of the worst case scenario because by adding an employee youre not only growing your company but growing your level of risk as well.

For more information about small business hiring and the benefits of incorporation, visit the BizFilings Online Learning Center.

About BizFilings

BizFilings is a full-service, online incorporation service provider, offering small-business owners a fast, easy and economical way to form a corporation, limited liability company (LLC) or other business structure online or by phone. BizFilings also offers a full range of business filing and compliance products, including nationwide Registered Agent Service, helping keep businesses in compliance with state regulations. BizFilings can be found online at http://www.BizFilings.com. BizFilings is part of Wolters Kluwer Corporate Legal Services, the leader in legal process and business performance management. It delivers the people, products and processes to drive transparency, ensure accountability and provide organized, accurate and actionable information for legal, financial and insurance professionals. CLSs business brands CT Corporation, NRAI, BizFilings, Corsearch, CT Lien Solutions and TyMetrix empower organizations to make better business decisions and be more efficient in todays highly transparent business environment.

About Wolters Kluwer

Wolters Kluwer is a market-leading global information services company. Professionals in the areas of legal, business, tax, accounting, finance, audit, risk, compliance, and healthcare rely on Wolters Kluwers leading information-enabled tools and software solutions to manage their business efficiently, deliver results to their clients, and succeed in an ever more dynamic world.

Wolters Kluwer had 2011 annual revenues of 3.4 billion, employs approximately 19,000 people worldwide, and maintains operations across Europe, North America, Asia Pacific, and Latin America. Wolters Kluwer is headquartered in Alphen aan den Rijn, the Netherlands. Its shares are quoted on Euronext Amsterdam and are included in the AEX and Euronext 100 indices.

Visit our website, YouTube, follow @Wolters_Kluwer on Twitter, or look up Wolters Kluwer on Facebook for more for information about our customers, market positions, brands, and organization.







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Question by missjoy54751: What does this new health care law mean for uninsured people who need coverage?
My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Best answer:

Answer by Age of Reason
None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.

Know better? Leave your own answer in the comments!

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Question by missjoy54751: What does this new health care law mean for uninsured people who need coverage?
My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Best answer:

Answer by Age of Reason
None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.

What do you think? Answer below!

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Question by missjoy54751: What does this new health care law mean for uninsured people who need coverage?
My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Best answer:

Answer by Age of Reason
None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.

Give your answer to this question below!

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Question by missjoy54751: What does this new health care law mean for uninsured people who need coverage?
My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Best answer:

Answer by Age of Reason
None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.

Give your answer to this question below!

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Question by missjoy54751: What does this new health care law mean for uninsured people who need coverage?
My son was just denied health coverage from a private insurance company. He needs medical insurance. I heard that this new law will do away with ‘pre-existing conditions.’ He recently had surgery on his hand from a stabbing. Will this new health care law go back and help pay for the surgery and anything he needs such as physical therapy?

Best answer:

Answer by Age of Reason
None of it goes into effect until the Pres signs it. Then your son shops around for the best deal.
No it is not retroactive and will not pay old bills. Your son should apply to his state for assistance from the Victims Fund.

What do you think? Answer below!

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