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The Obama administration cleared up some confusion on Wednesday about rules governing just which health services insurance companies have to pay for.

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The Obama administration cleared up some confusion on Wednesday about rules governing just which health services insurance companies have to pay for.

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Question by Steve: If the Supreme Court rules that Obamacare is Constitutional, what will happen when the states?
that have so far refused to more forward on creating their health insurance exchanges, request more time to create them? They’re going to say that they didn’t have enough time between the ruling, and the January 1, 2014 deadline to create the exchanges.

Should they be given extra time, or should they be told “too bad, so sad”?

Best answer:

Answer by Liberals Are Weak
Court will not hold it up

But in any cause if the Republicans win the senate in 2013 (23 Dems up for re-election) than they can use the same procedure “reconciliation” to kill Obamacare that Reid used to implement it. Killing the filibuster and require only 51 votes. They can also block appointments and funding

And if a Republican wins the Presidency he or she can use the same president that Obama created by giving a blanket voucher of exemption to all that asks for 99 years DOne and Done

What do you think? Answer below!

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More New Rules – And finally, New Rule: Since all Republican voters really want in a candidate is a devout Christian who, one, doesn’t know shit from Shinola, and, two, is proud of that, and, three, isn’t named “Mitt” they should just go ahead and nominate Tim Tebow. That’s right. Take Denver Broncos quarterback Tim Tebow, the fan-favorite Christian who is in over his head on the football field, and put him somewhere where fan-favorite Christians who are in over their head are welcome: the Republican presidential race. Now, if you haven’t heard of Tim Tebow, he’s the college quarterback-slash-religious nut the Broncos signed last year despite his having one tiny problem: he throws like a girl. I’m sorry, I take that back. Lots of girls throw. Naomi Campbell has a more impressive completion rate with cell phones. But, that doesn’t matter to the faithful, because Tim Tebow is so cuckoo for Christianity that he used to write Bible verses in the charcoal under his eyes. Creepy to some, but for redneck America, they couldn’t love this guy more if he was sculpted out of bacon. The words “man crush” don’t begin to describe it. It is full-on gay. It’s like the way “Project Runway” contestants talk about chiffon. But, last Sunday, Tim learned that although Jesus saves, he can’t read NFL defenses, and he’s terrible at throwing into coverage. A Yahoo Sports article on Tebow’s performance used words like “atrocious,” “terrible,” “not even close to ready,” and “Oh, my
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OSLO (Reuters) – A Norwegian court has upheld a ban on displaying tobacco products in stores as part of policies to safeguard public health, dealing a blow to cigarette maker Philip Morris.

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Chairman Issa and Ranking Member Cummings, I appreciate you holding today’s hearing to further examine how the Internal Revenue Service has been implementing provisions of the Affordable Care Act. One of our chief responsibilities on this committee is to ensure that taxpayer dollars are being utilized both efficiently and in accordance with the law. Unfortunately, it is has become undeniably evident that the Affordable Care Act falls short on both of these principles. Just last week, this Committee held a hearing on a new Health and Human Services “demonstration” project that the Obama administration is paying for by cutting 8 billion dollars from Medicare Advantage. These are funds that would normally be used for patient care. Two members from the non-partisan Government Accountability Office stated that this “demonstration project was unprecedented, flawed from its inception and will ultimately demonstrate nothing”. Further, there was strong evidence to suggest that the sole purpose of this project was nothing more than an attempt by the administration to hide new costs that Obamacare imposes on seniors until after the election. I fail to see how this is an efficient use of taxpayer dollars. These are the sort of examples that we’ve come to expect from this haphazardly passed bill authored by individuals who told the American people that they would have to pass it in order to for us to find out what is in it. Well today I want to focus on what is not in it. We have now

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(PRWEB) July 17, 2012

Zane Benefits, which provides businesses with comprehensive and flexible health benefits alternatives, today published ten frequently asked questions that outline common health reimbursement account rules.

A Health Reimbursement Account (HRA), also known as a health reimbursement arrangement, is an IRS approved, tax advantaged, health benefit plan that reimburses employees for out of pocket medical expenses and individual health insurance premiums. The HRA is 100% funded by your employer. The terms of these arrangements can provide first dollar medical coverage until the funds are exhausted or insurance coverage kicks in. The contribution amount per employee is set by the employer, and the employer determines what the funds can be used to cover.

HRA FAQs – Health Reimbursement Account Rules

1. Do I have to have health insurance to have a health reimbursement account (HRA)?

HRAs are usually provided by employers to complement a higher-deductible health plan (HDHP), but can be paired with any type of health plan or offered alone. There is no rule requiring you to have health insurance in order to have a health reimbursement account.

2. Who owns the HRA?

According to IRS rules, your employer.

3. Who can put money in my HRA?

According to IRS rules, HRAs are fully owned and funded by the employer.

4. Does the money in my HRA earn interest?

Typically, no. Under most HRA plan rules, the accounts arent individually owned bank accounts that are eligible to earn interest.

5. What is an eligible health care expense for an HRA?

Eligible expenses under an HRA plan are determined by your employer and might include

Health insurance premiums
Health insurance deductibles
Coinsurance and co-pays
Other expenses included in IRS Publication 502Medical and Dental Expenses as eligible or qualified expenses

Eligible expenses must be incurred by the employee and/or eligible members of the employees family, and take place within the benefit plan year.

6. How much can be contributed to my health reimbursement account?

The amount contributed to your HRA is up to your employer.

7. What is the maximum reimbursement amount from my HRA?

The health reimbursement account contribution rules are determined by your employer. Most plans will reimburse eligible expenses up to the full available balance in your HRA. If your plan is based on an accrual, you’ll only be reimbursed the amount that you’ve earned in the plan.

8. What happens to the money in my HRA if I leave my job or retire?

This health reimbursement account rule is up to your employer. Most often, the unused money stays with the company when you terminate employment.

9. Does the money I have in my HRA roll over from year to year?

This health reimbursement account rule is up to your employer.

10. Can I use the money in my HRA to pay for my family’s medical expenses?

Yes. The money in your HRA can be used to pay for eligible medical expenses of any family member who qualifies as a dependent on your tax return. However, the dependent must be covered by your HRA.

About Zane Benefits, Inc.

Zane Benefits, Inc, a software company, helps insurance brokers, accountants, and employers take advantage of new defined contribution health benefits and private exchanges via its proprietary SaaS online health benefits software. Zane Benefits does not sell insurance. Using Zanes platform, insurance professionals and accountants offer their clients a defined contribution plan with multiple individual health insurance options via a private health exchange of their choice.

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