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More than 26,000 working-age adults die prematurely in the United States each year because they lack health insurance, according to a study published ahead of a landmark U.S. Supreme Court ruling on President Barack Obama’s health care reform law.

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More than 26,000 working-age adults die prematurely in the United States each year because they lack health insurance, according to a study published ahead of a landmark U.S. Supreme Court ruling on President Barack Obama’s health care reform law.

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Some 211 people died during clinical trials for new drugs in just six months in India, an official reportedly said.

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The U.S. health care system wasted $ 750 billion in 2009, about 30 percent of all health spending, on unnecessary services, excessive administrative costs, fraud, and other problems, according to a new Institute of Medicine report that calls for coordination and accountability.

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Los Angeles, CA (PRWEB) July 03, 2013

As more business is increasingly conducted online, more personal and financial information is exchanged using the internet. Cyber attacks and hacking could potentially result in customer identity theft and, consequently, financial loss for a company, placing liability on the business. Cyber liability insurance has become increasingly attractive to companies seeking protection against financial losses from legal issues stemming from data breaches, IBISWorld industry analyst Andrew Krabeepetcharat says. Particularly, e-commerce and online auctions have increased demand for industry services during the five years to 2013, as these online retailers seem to fall victim to cyber security attacks most often.

However, in the five years to 2013, the Cyber Liability Insurance industry has benefited from all types of companies integrating online services into their business operations. During this time, industry revenue is expected to grow at an average annual rate of 11.8% to $ 1.5 billion because of the rising percentage of services conducted online. This skyrocketing growth in revenue includes an expected 17.8% jump in 2013, as a growing number of cyber attacks prompt businesses to take preventative measures. Businesses that manage customer data, such as credit card information, have been a particularly strong source of demand, Krabeepetcharat says.

Concentration in the Cyber Liability Insurance industry is low. Most insurance providers operate within metropolitan areas and provide services to a wide range of clients, which can include Fortune 500 corporations and start-up companies. Nonetheless, market share has decreased in the five years to 2013 because a number of companies entered the industry at a time when data breaches were becoming a large threat. As a result, larger companies have started looking to expand their footprint in more profitable areas where such threats are most prominent.

The Cyber Liability Insurance industry is expected to continue to grow during the five years to 2018. The percentage of services conducted online is projected to increase in the next five years, encouraging more businesses to purchase cyber liability insurance to prevent significant financial loss from potential cyber attacks. Growth in major markets such as healthcare, financial services and retail are expected to help push the industry forward during this period because of growing concerns regarding identity theft. Also, internet traffic volume is expected to grow quickly in the five years to 2018, prompting new online businesses to purchase cyber liability coverage. For more information, visit IBISWorlds Cyber Liability Insurance in the US industry report page.

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IBISWorld industry Report Key Topics

This industry underwrites (i.e. assumes risk and assigns premiums) cyber liability insurance, which is used to protect businesses’ and working professionals’ lost income or liabilities related to business interruptions, network security, internet liability, electronic communications, intangible assets and web-content liability.

Industry Performance

Executive Summary

Key External Drivers

Current Performance

Industry Outlook

Industry Life Cycle

Products & Markets

Supply Chain

Products & Services

Major Markets

Globalization & Trade

Business Locations

Competitive Landscape

Market Share Concentration

Key Success Factors

Cost Structure Benchmarks

Barriers to Entry

Major Companies

Operating Conditions

Capital Intensity

Key Statistics

Industry Data

Annual Change

Key Ratios

About IBISWorld Inc.

Recognized as the nations most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com or call 1-800-330-3772.







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Los Angeles, CA / Portland, OR (PRWEB) September 28, 2012

Sensis and White Horse released the last of three reports on Hispanic retail mobile use, entitled, Hispanic In-Store Mobile Experience: The Role of Culture. Like the previous reports, Social Shopping and The Deals Ethic, The Role of Culture presents findings based on a study of Hispanic mobile use during shopping. By understanding the Hispanic culture and their mobile habits, brands and retailers can more effectively design in-store experiences that are further in line with user desires.

Where Social Shopping focused on the social nature of Hispanic shopping and The Deals Ethic examined the value proposition for Hispanic shoppers, The Role of Culture shows how retail marketing and promotions should reflect an understanding of Hispanic culture. Uncovering cultural insights is a necessary step to designing and executing the optimal digital experience.

Unfortunately, retailers dont demonstrate a cultural sensitivity toward Hispanics beyond using Spanish in their materials, Sensis President Jos

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Los Angeles, CA (PRWEB) September 04, 2012

In the past five years, the Donations, Grants and Endowment industry has endured adverse conditions due to the economic downturn and volatility in the financial markets. In this report, revenue consists of contributions, grants, investment income and realized gains. Prior to 2008, contributions helped drive double-digit revenue growth as wealthy individuals looked into philanthropy, making significant donations to foundations and driving industry revenue. However, according to IBISWorld industry analyst Anna Son, Industry revenue was crippled as businesses and individuals curbed their giving as a result of the recession and credit crisis. Consequently, IBISWorld estimates that industry revenue will decline at an average annual rate of 4.7% to $ 80.9 billion over the five years to 2012. However, as the economy continues to recover, industry revenue is expected to rebound 3.7% in 2012.

Due to the poor financial market performance, foundations struggled to generate investment income, further hurting revenue during the recession. Additionally, grantmaking foundations’ ability to reinvest profit into their company, as profit margins plunged from about 8.2% in 2007 to 5.1% in 2012. However, after the two consecutive years of a double-digit decline, revenue for the Donations, Grants and Endowment industry surged by 18.7% in 2010. This recovery was a result of large companies beefing up their charitable giving, including Walmart, Goldman Sachs, Citigroup and others. Moreover, the commitment of many foundations to maintain their grant budgets or reducing the extent of reductions relative to their assets helped offset what would have been even great declines in foundation giving since 2009. Foundations also benefited from the relatively low level of competition that they face from other organizations. While the majority of industry operators are smaller organizations, even the largest foundations focus on giving to local causes, meaning that there is space in the market for most industry operators to coexist, says Son. For example, the Bill and Melinda Gates Foundation gives to charities in the Northwest region, while the Lilly Endowment is a major contributor to charities and causes in Indiana; however, neither entity competes with the other. Furthermore, the myriad of charitable causes, both domestically and internationally, ensures that market participants usually find their niche.

Industry revenue is forecast to increase steadily over the next five years. During this period, demand for industry services is expected to remain stable due to charities’ and individuals’ continued reliance on foundation giving; healthcare and education will continue to benefit from the largest shares of foundation grant dollars. In 2013, foundation giving is expected to remain consistent, posting only modest growth. While many foundations will likely be able to keep their giving steady over the next year, some are expected to have to make further cuts in order to preserve profit margins. However, as businesses return to profitability and individuals’ wealth improves, they are likely to raise their charitable giving, thus boosting industry revenue. Furthermore, corporations and other for-profit groups will continue to open trusts and foundations as a way to promote a positive image of their organizations. For more information, visit IBISWorlds Donations, Grants & Endowment in the US industry report page.

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IBISWorld industry Report Key Topics

This industry comprises organizations known as grantmaking foundations or charitable trusts. Establishments award grants from trust funds based on a competitive selection process or by the preferences of the foundation managers and grantors. Industry operators may also fund a single entity, such as a museum or university. Due to the unique structure of this industry, revenue is calculated by adding contributions, grants, investment income and realized gains.

Industry Performance

Executive Summary

Key External Drivers

Current Performance

Industry Outlook

Industry Life Cycle

Products & Markets

Supply Chain

Products & Services

Major Markets

Globalization & Trade

Business Locations

Competitive Landscape

Market Share Concentration

Key Success Factors

Cost Structure Benchmarks

Barriers to Entry

Major Companies

Operating Conditions

Capital Intensity

Key Statistics

Industry Data

Annual Change

Key Ratios

About IBISWorld Inc.

Recognized as the nations most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com or call 1-800-330-3772.







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BISYO: A Special Report on Sin Tax.mov

The debates were heated. The deliberations were bloody. As expected, the protagonists gave no quarter. In fighting form, stakeholders of the sin products industry were back in the Senate making a case against the Malacanang-backed proposal to reform the current system of taxation on tobacco and alcohol. The proposed reforms, approved by the House of Representatives last June and now also championed by the health sector, are estimated to raise P31 billion every year in additional revenues for the government — P27 billion from the tobacco industry and P4 billion from the alcohol industry. The monies are supposed to fund universal health care. For 16 years, sin tax proponents have been pushing for reforms but have never succeeded. They claim that the current sin tax structure is flawed and that the government is, in fact, losing an average of P32 billion a year in uncollected excise taxes. But tobacco industry patrons warn of massive unemployment, rampant smuggling and a deluge of counterfeit cigarettes in case the Congress-approved bill is passed into law. With the Senate version of the sin tax bill still up in the air, the on-going debates have raised another dimension of the controversial issue — the tobacco lobby that has allegedly blocked proposed reforms and gagged media through the years. In a one-and-a-half-hour special report entitled “Bisyo,” veteran broadcast journalist Cheche Lazaro probes into the sin tax reform bill — its history, the pros and cons, and the
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The debates were heated. The deliberations were bloody. As expected, the protagonists gave no quarter. In fighting form, stakeholders of the sin products industry were back in the Senate making a case against the Malacanang-backed proposal to reform the current system of taxation on tobacco and alcohol. The proposed reforms, approved by the House of Representatives last June and now also championed by the health sector, are estimated to raise P31 billion every year in additional revenues for the government — P27 billion from the tobacco industry and P4 billion from the alcohol industry. The monies are supposed to fund universal health care. For 16 years, sin tax proponents have been pushing for reforms but have never succeeded. They claim that the current sin tax structure is flawed and that the government is, in fact, losing an average of P32 billion a year in uncollected excise taxes. But tobacco industry patrons warn of massive unemployment, rampant smuggling and a deluge of counterfeit cigarettes in case the Congress-approved bill is passed into law. With the Senate version of the sin tax bill still up in the air, the on-going debates have raised another dimension of the controversial issue — the tobacco lobby that has allegedly blocked proposed reforms and gagged media through the years. In a one-and-a-half-hour special report entitled “Bisyo,” veteran broadcast journalist Cheche Lazaro probes into the sin tax reform bill — its history, the pros and cons, and

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Best NinjaTrader Indicator 27th Aug 2012 Daily Report Crude Oil Futures.For the worlds fastest trading indicators please go to www.sceeto.com please also visit http . Check it out with a free trial for free signals. The free signals on both sites can be used to trade binary options , spread bet, futures forex etc . We have indicators for Ninja Trader , Trade Station ,Multi Charts, and Sierra Charts text Courtesy Of Wikipedia A stock market or equity market is a public entity (a loose network of economic transactions, not a physical facility or discrete entity) for the trading of company stock (shares) and derivatives at an agreed price; these are securities listed on a stock exchange as well as those only traded privately. The size of the world stock market was estimated at about .6 trillion at the beginning of October 2008.[1] The total world derivatives market has been estimated at about 1 trillion face or nominal value,[2] 11 times the size of the entire world economy.[3] The value of the derivatives market, because it is stated in terms of notional values, cannot be directly compared to a stock or a fixed income security, which traditionally refers to an actual value. Moreover, the vast majority of derivatives ‘cancel’ each other out (ie, a derivative ‘bet’ on an event occurring is offset by a comparable derivative ‘bet’ on the event not occurring). Many such relatively illiquid securities are valued as marked to model, rather than an actual market price. The

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