Posts Tagged ‘national’
Chicago IL (PRWEB) May 15, 2012
Vi residents from across the United States will be among the more than 100,000 older adults who on May 30 will participate in this years National Senior Health & Fitness Day, the nations largest older adult health and fitness event, which is celebrating its 19th year in 2012.
Scheduled activities to mark the event at various Vi continuing care retirement communities (CCRCs) will range far and wide. Vi at La Jolla Village, CA, will begin the day with a morning walk, which is only the first of a full schedule of activities to include tai chi, yoga, Wii bowling, line dancing and even a drumming session. Vi at Highlands Ranch, CO, will hold a lifestyle seminar and special dance. Vi at Aventura, FL, will be among the participants in a health fair to be held at Sunny Isles Beach.
At Vi, we like to say boredom is not an option and this is especially true on this special day, said Bill Sciortino, Senior Vice President of Operations.
With more than 70 million baby boomers entering their retirement years, experts say for those 65 and over staying active and fit can spell the difference between independence and frailty. Older adults who are fit are likely to have a better quality of life and to live longer.
As an aging strategy, wellness is more than the absence of disease, said Sciortino. Its an approach to positive living that can lead to improved physical, mental and emotional health. We deliver services and care at Vi with an approach based on whole-person wellness, which definitely includes a physical dimension.
Recently, Vi commissioned a report by Ken Dychtwald Ph.D., renowned gerontologist, psychologist, best-selling author, and CEO of Age Wave that challenges the prevailing myths and misperceptions about CCRC living, including the myth that CCRCs are filled with old people who are sick and dying.
The reality, according to the report, is that many people choose CCRCs to pursue opportunities for new learning, new activities and a new chapter in life. The report, The Five Myths and Realities of Continuing Care Retirement Communities, is available in its entirety at http://www.ViLiving.com.
CCRCs offer independent living with a combination of a private residence, services, amenities and care (for example, assisted living, memory support care and skilled nursing care).
Organized as a public/private good health partnership by the Mature Market Resource Center (MMRC), Senior Health & Fitness Day will offer fitness activities for older adults at more than 1,000 locations including hospitals, park and recreation departments, senior centers, health clubs, retirement communities, houses of worship, health departments and other community locations. The event is always held on the last Wednesday in May as part of Older Americans Month activities.
About Vi
Vi, formerly Classic Residence by Hyatt, was founded in 1987 as a developer, owner and operator of older adult living communities. The company is dedicated to enriching the lives of older adults by providing quality environments, services and care. Vi currently operates ten continuing care retirement communities (CCRCs) and one rental community under a family of brands nationwide. For more information about Vi communities, visit http://www.ViLiving.com.
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Vancouver, BC (PRWEB) May 02, 2012
CDI College has produced a brand new video that celebrates the continued success rate of graduates from the Dental Assisting program at the colleges campuses in Burnaby and Surrey, BC. Incorporating time lapse footage, the video focuses on an artist sketching scenes to illustrate the advantage CDI College dental grads have as they prepare to enter the workforce.
The passing rates say a lot about the graduates and the Dental Assisting programs at both campuses, says Larry Heinzlmeir, Vice President of Marketing for CDI College. Grads and faculty should be filled with great pride and a sense of accomplishment whenever a class achieves 100% pass rate on the NDAEB exams.
Dental Assisting program graduates from the Burnaby and Surrey campuses earned a 100% passing rate on the NDAEB exam in 2011. They also beat the national average for first-time exam writers, with the Burnaby class beating the average score by eight percent.
The NDAEB exams ensure that candidates meet the national standards in knowledge and skill required by provincial and territorial regulatory authorities for recognition as dental assistants. Dental grads from CDI College have consistently obtained between 97-100% pass rates on the exam since the programs inception in 2007. Success on the exam is the first step for grads to obtain their Certified Dental Assistant license in BC.
CDI Colleges Dental Assisting program is the only private dental assisting program in BC to be accredited by the Commission on Dental Accreditation of Canada (CDAC). Graduates are only required to write the theory exam needed for licensing.
Along with celebrating graduate success, the video, titled Why CDI College Dental Assisting Grads Do So Well, also illustrates why CDI College is an ideal choice for those considering a career in dental assisting, including cutting edge technology and industry-experienced instructors. To watch the new video on YouTube, visit http://www.youtube.com/CDICareerCollege. For more information about the Dental Assisting program, go to http://www.cdicollege.ca. You can also find CDI College on Facebook and Twitter.
About CDI College
CDI College, Canadas leader in career training, has been helping students achieve career goals and aspirations for more than 40 years. With 25 campus locations across Canada, CDI College offers more than 50 industry-influenced diploma programs in the fields of business, technology, healthcare, early childhood education, legal studies and art and design. CDI College’s practical, hands-on learning experiences prepare students to enter the working world with the skills they need to succeed.
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Purchase, New York (PRWEB) April 20, 2012
Infertility is a disease that is often overlooked and underestimated. However, infertility affects about 7.3 million women and their partners in the U.S. about 12% of the reproductive-age population.* Attain Fertility
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National Safety Compliance Wear Your PPE – Healthcare – 24 X 32 Inches
- Healthcare poster for proper patient and employee safety
- Helpful reminder to wear proper masks and gloves
- Place where it can be easily visible and read often
- Don’t let ignorance in the workplace be your excuse
- Measures 24 by 32 inches, available in English and Spanish
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List Price: $ 18.50
Price: $ 18.50
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Lexington, KY (PRWEB) January 20, 2012
Realtor Mag recently reported that optimism is building in the housing market. American IRA is noticing the increased optimism as they are receiving an overwhelming interest in Real Estate IRAs.
Jim Hitt, CEO of American IRA, explains, “Many people are surprised to learn that you can own real estate not just REIT shares or other stocks, but actual rocks, soil, brick and timber real estate within your Individual Retirement Arrangement. The IRA vehicle allows you to realize all the advantages of the IRA tax deductions, no capital gains taxes, deferral of income tax, asset protection, and in some cases, tax-free income while allowing you to invest in all types of real estate.”
Self-Directed IRAs
The key to using their IRA to invest in real estate is a special vehicle called the self-directed IRA , sometimes called a real estate IRA. With these plans, they take over the role normally played by investment companies, such as brokerage companies, mutual fund houses and insurance companies. Instead, they, or their designated representative, take close control of their IRA.
IRS rules dont allow them to have possession of the assets directly, however. They cant have a suitcase of stock certificates next to the pile of oily rags by the furnace in their garage and call that their IRA. Instead, they have to have a third party administrator hold the assets on their behalf. When they select our firm as the administrator of their IRA account, however, they have much more flexibility to invest in what they know than they would with a traditional brokerage or insurance company. If they are a mediocre stock picker but a real estate ace, it makes sense for them to stick to their circle of competence. Our firm lays the administrative foundation, and lets them do what they do best pick real estate within their IRA.
Prohibited Transaction Rules
The IRS does place some limits on what they are allowed to do with assets in their IRA:
They cannot use the property for their own benefit. This means they cannot stay in a rental property, even for a night. Many people make the mistake of thinking they can use the property for up to two weeks for their own benefit without losing the tax advantages of the IRA. It is true that tax rules for rental properties do allow them to stay in their own property for up to two weeks. However, this is not true for real estate within an IRA.
They cannot buy property directly from their IRA, nor sell directly to it. Nor can their designated beneficiary, nor any of ancestors or descendants or any spouse of an ancestor or descendant. For example, their IRA cannot buy or sell directly to their parents, grandparents or children, nor to their spouses. Furthermore, their IRA cannot buy or sell directly to companies or entities they own or control.
They cannot have the IRA pay them or their company to manage it, nor provide any product or service to it. They also cannot have their IRA do business directly with companies controlled by them or their family members.
Their IRA cannot do business directly with any of the professionals who service the account. For example, their CPA or financial planner cannot also be the person repairing the roof on a property owned by their IRA.
They cannot lend money directly to their IRA, nor borrow from it.
They cannot borrow money directly from their IRA, nor can they use their IRA to lend to their family members , defined as their children, grandchildren, parents or grandparents and any of their spouses or entities they control. However, siblings, aunts, uncles and cousins may be acceptable.
They cannot pledge their IRA as collateral for a loan all debt in the IRA must be non-recourse debt. They cannot sign a personal guarantee on a loan within the IRA.
They cannot commingle personal funds with funds within IRA accounts . They may, however, partner with themselves and others at the time of acquisition of the asset.
But enough of what they cant do. Here is what they can do, investing in real estate in a self-directed IRA :
Contrary to popular belief, they can, in fact, borrow money within their IRA to purchase real estate. It has to be non-recourse financing (terms may vary by lender); however, non-recourse financing and unrelated debt income tax (UDIT) will apply. UDIT is only assessed on the percentage of the profit that relates to borrowed funds. For more information on this topic, see our article on leveraged real estate.
They can collect rental income, tax-deferred and all the income goes into their retirement account.
They can own real estate within a Roth IRA and collect rental income, tax free.
They can sell property within the IRA without having to worry about capital gains taxes.
They can buy raw land.
They can buy residential or commercial real estate.
They can diversify by buying real estate in other countries.
They can use a tax-deferred exchange inside their IRA to defer UDIT tax.
Mr. Hitt concludes, “If you enjoy real estate, you want the chance to use leverage within your IRA account to fund your retirement, and you are up for acting as a landlord, you should consider using a self-directed IRA to own real estate. This is a great opportunity afforded to us by our government; however, you need to be watchful of a few pitfalls. If you are mindful of those pitfalls, this is a phenomenal tool.”
About:
American IRA, LLC was established in 2004 by James C. Hitt in Asheville, NC.
The mission of American IRA is to provide the highest level of customer service in the self directed retirement industry. Mr. Hitt and his team have grown the company to over $ 250 million in assets under administration by educating the public that their self-directed IRA account can invest in a variety of assets such as real estate, private lending, limited liability companies, precious metals and much more!
To learn more about American IRA, LLC and self-directed IRAs/self-directed Solo 401(k)s, please contact our office at 1-866-7500-IRA(472).
As a self-directed IRA administrator they are a neutral third party. They do not make any recommendations to any person or entity associated with investments of any type (including financial representatives, investment promoters or companies, or employees, agents or representatives associated with these firms ). They are not responsible for and are not bound by any statements, representations, warranties or agreements made by any such person or entity and do not provide any recommendation on the quality profitability or reputability of any investment, individual or company. The term “they” refers to American IRA, located in Asheville, NC.
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