Archived Facts

Posts Tagged ‘INSURANCE’

A Formula for Successful Health Insurance Exchanges

The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.

List Price: $ 59.00

Price: $ 59.00

Related Posts:

Question by Stalin: How do you feel about the healthcare law that makes parents keep their children on their health insurance?
This law makes parents keep their children on their health care until they are 26 and in some states 31. I don’t agree with this. I agree with 23 at the most. If you are 26 and can not support yourself that is a shame. What do you think? Of course it is different if you are helping a child that was laid off from work. This law covers married children also.

Best answer:

Answer by Flower
it is not mandatory. It is optional for parents to do this. Some insurance companies have started it already even though it does not really kick in until September. If you are employed with no group insurance or unemployed, instead of going to the ER and having the government pay, or getting on Medicaid and having the government pay all of your care, why not stick you in your parents insurance? As long as the adult child does not have an employee health plan you can do it. You do not have to be a student.

Give your answer to this question below!

Related Posts:

A Formula for Successful Health Insurance Exchanges

The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.

List Price: $ 59.00

Price: $ 59.00

Related Posts:

Question by Phil J: How are Hospitals Responding to Health Insurance Exchanges?
I’m researching for a paper the topic of health insurance exchanges, a prominent component of the PPACA. Does anybody know how hospitals have responded to or prepared for health insurance exchanges? Any news articles from hospital or healthcare officials who have shed light on how these will exchanges will/have affected them? Thanks!

Best answer:

Answer by bi66al
Call you state insurance commisioner office and ask for health ifo. They will mail you a form where you ask the question or state the problem and answer it for you.Or,call the Fed. gov’t hotline for health insurance and ask them Depending if this Fed or State related.

Know better? Leave your own answer in the comments!

Related Posts:

Question by ExcessPhase: What is a health insurance exchange?
Why should I buy health insurance at such an exchange?
Do apply different laws inside this exchange vs. the normal (outside) market?
Or what would make an insurance offer different products (or different prices for the same product) in this exchange vs. outside this exchange?

Best answer:

Answer by bwlobo
If the Supreme Court strikes down President Barack Obama’s health care law, employers and insurance companies _ not the government _ will be the main drivers of change over the next decade and maybe even longer.

They’ll borrow some ideas from Obamacare, and push harder to cut costs.

Business can’t and won’t take care of America’s 50 million uninsured, but for the majority with coverage, here’s what experts say to expect:

_ Workers will bear more of their own medical costs as job coverage shifts to plans with higher deductibles, the amount you pay out of pocket each year before insurance kicks in. Traditional workplace insurance will lose ground to high-deductible plans with tax-free accounts for routine medical expenses, to which employers can contribute.

_ Increasingly, smokers will face financial penalties if they don’t at least seriously try to quit. Employees with a weight problem and high cholesterol are next. They may get tagged as health risks and nudged into diet programs.

_ Some companies will keep the health care law’s most popular benefit so far, coverage for adult children until they turn 26. Others will cut it to save money.

_ Workers and family members will be steered to hospitals and doctors that can prove to insurers and employers that they deliver quality care. These networks of medical providers would earn part of their fees for keeping patients as healthy as possible, similar to the “accountable care organizations” in the health care law.

_ Some workers will pick their health plans from a private insurance exchange, another similarity to Obama’s law. They’ll get fixed payments from their employers to choose from four levels of coverage: platinum, gold, silver and bronze. Those who pick rich benefits would pay more. It’s an approach that Rep. Paul Ryan, R-Wis., the GOP budget leader, also wants to try with Medicare.

Give your answer to this question below!

Related Posts:

A Formula for Successful Health Insurance Exchanges

The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.

List Price: $ 59.00

Price: $ 59.00

Related Posts:

Question by Phil J: How are Hospitals Responding to Health Insurance Exchanges?
I’m researching for a paper the topic of health insurance exchanges, a prominent component of the PPACA. Does anybody know how hospitals have responded to or prepared for health insurance exchanges? Any news articles from hospital or healthcare officials who have shed light on how these will exchanges will/have affected them? Thanks!

Best answer:

Answer by bi66al
Call you state insurance commisioner office and ask for health ifo. They will mail you a form where you ask the question or state the problem and answer it for you.Or,call the Fed. gov’t hotline for health insurance and ask them Depending if this Fed or State related.

Know better? Leave your own answer in the comments!

Related Posts:

Question by Phil J: How are Hospitals Responding to Health Insurance Exchanges?
I’m researching for a paper the topic of health insurance exchanges, a prominent component of the PPACA. Does anybody know how hospitals have responded to or prepared for health insurance exchanges? Any news articles from hospital or healthcare officials who have shed light on how these will exchanges will/have affected them? Thanks!

Best answer:

Answer by bi66al
Call you state insurance commisioner office and ask for health ifo. They will mail you a form where you ask the question or state the problem and answer it for you.Or,call the Fed. gov’t hotline for health insurance and ask them Depending if this Fed or State related.

Give your answer to this question below!

Related Posts:

Question by ExcessPhase: What is a health insurance exchange?
Why should I buy health insurance at such an exchange?
Do apply different laws inside this exchange vs. the normal (outside) market?
Or what would make an insurance offer different products (or different prices for the same product) in this exchange vs. outside this exchange?

Best answer:

Answer by bwlobo
If the Supreme Court strikes down President Barack Obama’s health care law, employers and insurance companies _ not the government _ will be the main drivers of change over the next decade and maybe even longer.

They’ll borrow some ideas from Obamacare, and push harder to cut costs.

Business can’t and won’t take care of America’s 50 million uninsured, but for the majority with coverage, here’s what experts say to expect:

_ Workers will bear more of their own medical costs as job coverage shifts to plans with higher deductibles, the amount you pay out of pocket each year before insurance kicks in. Traditional workplace insurance will lose ground to high-deductible plans with tax-free accounts for routine medical expenses, to which employers can contribute.

_ Increasingly, smokers will face financial penalties if they don’t at least seriously try to quit. Employees with a weight problem and high cholesterol are next. They may get tagged as health risks and nudged into diet programs.

_ Some companies will keep the health care law’s most popular benefit so far, coverage for adult children until they turn 26. Others will cut it to save money.

_ Workers and family members will be steered to hospitals and doctors that can prove to insurers and employers that they deliver quality care. These networks of medical providers would earn part of their fees for keeping patients as healthy as possible, similar to the “accountable care organizations” in the health care law.

_ Some workers will pick their health plans from a private insurance exchange, another similarity to Obama’s law. They’ll get fixed payments from their employers to choose from four levels of coverage: platinum, gold, silver and bronze. Those who pick rich benefits would pay more. It’s an approach that Rep. Paul Ryan, R-Wis., the GOP budget leader, also wants to try with Medicare.

Add your own answer in the comments!

Incoming search terms:

Related Posts:

A Formula for Successful Health Insurance Exchanges

The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.

List Price: $ 59.00

Price: $ 59.00

Related Posts: