Posts Tagged ‘2010’
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Bill Moyers Journal: Philippe Sands on Torture / Nurses on Healthcare
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Landmark: The Inside Story of America's New Health Care Law and What It Means fo
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The Law of Tax-Exempt Healthcare Organizations, 2005 Cu
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Landmark: The Inside Story of America's New Health Care Law and What It Means fo
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The Law of Tax-Exempt Healthcare Organizations, 2005 Cu
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Cut Your Health Care Bills in Half! Jerry Baker HC
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Cut Your Health Care Bills in Half! Jerry Baker HC
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Cut Your Health Care Bills in Half! Jerry Baker HC
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Cut Your Health Care Bills in Half! Jerry Baker HC
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Obama Care, Health Care, Health Care Bill, HR4872, Nancy Pelosi Reconciliation
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Olivebridge, NY (PRWEB) January 1, 2010
This January, millions of financially stressed Americans will be making resolutions to reduce debt. Unfortunately, though, some of them owe so much that tightening their belts just won’t work, even if they found the discipline to stick with a careful budget. “For some, extreme debt reduction programs may be the only route back to financial health,” reports Gerri Detweiler, co-author of the e-book Reduce Debt, Reduce Stress: Real Life Solutions for Solving Your Credit Crisis (Good Advice Press, 2009, $ 14.95).
How do you know when drastic measures may be needed to reduce your debt? Here are some warning signs:
You’re on a bare bones budget, but still don’t have enough money to pay your bills.
You’re thinking about withdrawing money from retirement accounts to reduce credit card debt or to pay other bills.
You’ve missed at least one car and/or mortgage payment.
You’re afraid to answer the phone, fearing it will be another call from a creditor or debt collector.
If any of these warning signs apply to you, it’s time to see a specialist and get expert help managing your debt. Extreme debt diet options include:
Credit Counseling. The financial equivalent of a “packaged meal plan.” credit counseling agencies take decisions out of your hands by setting up a debt management plan for you. After closing all of your credit card accounts, you’ll make one monthly payment to the agency, which in turn will pay participating creditors. The big advantage of this option is that, with no open credit cards, you won’t be tempted to binge and take on more debt while you’re trying to dig out.
Unfortunately, just as diet plans can be hard to follow, credit counseling can be hard to stick with for the three to five years it’ll likely take to pay off what you owe. Make sure the payment plan is realistic, and something you can stick with.
Debt settlement and bankruptcy. These options represent the “bariatric surgery” approach to debt reduction. In other words, they’re drastic measures, but they may be necessary for people who have so much debt that it is jeopardizing their financial health. “Debt settlement and bankruptcy will leave you with scars,” warns Reduce Debt, Reduce Stress co-author Marc Eisenson, “But the damage to your credit history may be the price you need to pay to become debt free.”
“One solution doesn’t fit all,” explain Detweiler and Eisenson. Their book, Reduce Debt, Reduce Stress, starts with a “debt diagnosis,” then lays out the pros and cons of all the options for getting out of debt, including do-it-yourself debt repayment plans, debt consolidation, credit counseling, debt settlement and bankruptcy. The book includes real-life stories from people who have successfully used these approaches to get out of debt. Readers will also get advice for finding reputable agencies who can help them achieve their goal of becoming debt-free.
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Americans Divided on Repeal of 2010 Healthcare Law
by Jeffrey M. Jones PRINCETON, NJ — Americans divide evenly when asked if they favor (47%) or oppose (44%) a Republican president's repealing the 2010 healthcare law if elected this November. Republicans overwhelmingly favor repeal (87%) and Democrats …
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First Edition: March 5, 2012
About 500 people showed up at a rally in front of the state capitol, but protesters interrupted Santorum, forcing him to shout his attacks on President Obama and Romney, whom he criticized for enacting Massachusetts's health-care law when he was …
Read more on News-Medical.net
Home Health Agencies Challenge Wage Law
By MARLENE KENNEDY ALBANY, NY (CN) – Home health care providers sued New York State, claiming a new law that requires them to pay workers in the New York Metro area a so-called "living wage" of at least $ 9 an hour plus benefits is unconstitutional.
Read more on Courthouse News Service
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