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People-Powered Healthcare Plan vs. State-run, federally-controlled Exchange

There’s a new, exciting alternative to the Patient Protection & Affordable Care Act Health Insurance Exchange (federal OR state-run)! It reintroduces competition to the health care industry. Why create a hugely expensive state-federal bureaucracy with 1000s of new state and federal employees driving up health insurance cost when simply reintroducing competition will actually drive prices down?

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