A Formula for Successful Health Insurance Exchanges
The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.The Patient Protection and Affordable Care Act (the “Act”) may well spell the demise of American health insurance as we know it. I elaborate on this in the concluding section of this chapter, but my premise is simple: When you can wait until you are sick to buy health insurance, you have effectively eliminated the concept of insurance. Organizations we call health insurance companies or health plans will ultimately be relegated into the category of utilities.
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